FAQ
1. What is Fixed-Term Earn?
CoinW Fixed-Term Earn is a relatively low-risk savings product that allows users to lock digital assets on the platform for a fixed period. Upon maturity, users will receive the principal and accrued interest.
Earn link: https://www.coinw.com/earn/crypto-savings
Calculation Logic
1.1 Fixed-Term Earn follows a T + N (product term) + 1 redemption and payout mechanism.
1.2 Interest calculation formula: Interest accrued = Product holding amount × APR ÷ 365 × term
Example: If a user subscribes to a 3D USDT Fixed-Term Earn product with 100 USDT on September 1 at an APR of 365%. The interest will accrues on September 2, 3, and 4. On September 5, the user will receive the 100 USDT principal and 3 USDT interest.
2. Features
Lock-up period: Assets are locked for a fixed term and cannot be withdrawn or traded during the holding period. Common terms include 7, 21, 30, and 90 days.
Interest mechanism: Fixed-Term Earn follows a T+n (product term) + 1 redemption and payout mechanism.
Target users: Suitable for long-term holders and users seeking stable returns.
APR: APR is used to measure expected returns. In general, longer lock-up terms offer higher yields. Compared with Flexible Earn, fixed-term products typically provide higher interest rates.
3. How to Subscribe
Web
Go to the homepage and click Earn, then select Simple Earn.
Select Fixed-Term, and choose your preferred Earn product and token.
Select the term, enter your subscription amount, choose available coupons (if applicable), agree to the agreement, and click Subscribe.
To view your subscribed products, go to Assets → Overview, then enter your Earn Account, or view directly on the Earn page.
App
From the homepage, tap Earn to enter the Earn page.
Select Fixed-Term, and choose your preferred Earn product and token.
Select the term, enter the subscription amount, choose available coupons (if applicable), agree to the agreement, and tap Confirm. After a successful subscription, the system will popup a window for information.
To view your subscribed products, go to Assets → Earn.
4. FAQ
Q1: How to redeem Fixed-Term Earn products?
Fixed-Term Earn products are automatically redeemed upon maturity.
Q2: When is interest distributed?
Interest will be distributed daily at 16:00 (UTC).
Q3: What is Auto-Subscribe?
Auto-Subscribe simplifies the re-subscribing process for Earn products. When enabled, your subscription will automatically renew using your principal upon maturity. You can enable or disable this feature on the order page. When Auto-Subscribe is disabled, your principal and earnings will be credited to your Earn account upon maturity.
Q4: Are my funds at risk?
Your principal may be subject to risks associated with digital asset investments, including market fluctuations, exchange risks, and potential delays in redemption. However, CoinW Earn employs stringent risk controls, top-tier security, and advanced infrastructure to safeguard your assets.
1. What is Fixed-Term Earn?
CoinW Fixed-Term Earn is a relatively low-risk savings product that allows users to lock digital assets on the platform for a fixed period. Upon maturity, users will receive the principal and accrued interest.
Earn link: https://www.coinw.com/earn/crypto-savings
Calculation Logic
1.1 Fixed-Term Earn follows a T + N (product term) + 1 redemption and payout mechanism.
1.2 Interest calculation formula: Interest accrued = Product holding amount × APR ÷ 365 × term
Example: If a user subscribes to a 3D USDT Fixed-Term Earn product with 100 USDT on September 1 at an APR of 365%. The interest will accrues on September 2, 3, and 4. On September 5, the user will receive the 100 USDT principal and 3 USDT interest.
2. Features
Lock-up period: Assets are locked for a fixed term and cannot be withdrawn or traded during the holding period. Common terms include 7, 21, 30, and 90 days.
Interest mechanism: Fixed-Term Earn follows a T+n (product term) + 1 redemption and payout mechanism.
Target users: Suitable for long-term holders and users seeking stable returns.
APR: APR is used to measure expected returns. In general, longer lock-up terms offer higher yields. Compared with Flexible Earn, fixed-term products typically provide higher interest rates.
3. How to Subscribe
Web
Go to the homepage and click Earn, then select Simple Earn.
Select Fixed-Term, and choose your preferred Earn product and token.
Select the term, enter your subscription amount, choose available coupons (if applicable), agree to the agreement, and click Subscribe.
To view your subscribed products, go to Assets → Overview, then enter your Earn Account, or view directly on the Earn page.
App
From the homepage, tap Earn to enter the Earn page.
Select Fixed-Term, and choose your preferred Earn product and token.
Select the term, enter the subscription amount, choose available coupons (if applicable), agree to the agreement, and tap Confirm. After a successful subscription, the system will popup a window for information.
To view your subscribed products, go to Assets → Earn.
4. FAQ
Q1: How to redeem Fixed-Term Earn products?
Fixed-Term Earn products are automatically redeemed upon maturity.
Q2: When is interest distributed?
Interest will be distributed daily at 16:00 (UTC).
Q3: What is Auto-Subscribe?
Auto-Subscribe simplifies the re-subscribing process for Earn products. When enabled, your subscription will automatically renew using your principal upon maturity. You can enable or disable this feature on the order page. When Auto-Subscribe is disabled, your principal and earnings will be credited to your Earn account upon maturity.
Q4: Are my funds at risk?
Your principal may be subject to risks associated with digital asset investments, including market fluctuations, exchange risks, and potential delays in redemption. However, CoinW Earn employs stringent risk controls, top-tier security, and advanced infrastructure to safeguard your assets.